Business and Finance

Carbon Loan App (Paylater) Login With Phone Number, Email, Online Portal, Website

Carbon (formerly known as Paylater) is a prominent player, offering a seamless and user-friendly experience for users seeking quick loans and financial services. This comprehensive guide will walk you through logging into your Carbon Loan App account using various methods, including phone numbers, email, online portals, and websites.

Carbon Login With Phone Number

Download The Carbon Mobile App

The journey begins by installing the Carbon Pay Later app from your preferred app store. Search for “Carbon Pay Later” and ensure you download the official app.

Tap “Login With Phone Number” Button

Open the Carbon app and tap the “Login With Phone Number” button. This initiates the login process and prompts you to enter the required details.

Fill In Your Phone Number

Enter your registered phone number accurately. This should be the number associated with your Carbon account.

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Enter The OTP

After tapping the login button, an OTP will be sent to your phone via text message. Enter the OTP promptly to verify your identity.


After successfully entering the OTP, you are logged into your Carbon account and ready to engage in various financial transactions.

Carbon Login With Email

On Carbon’s mobile application and website, logging into your account using an email address is impossible. According to Carbon, all users are required to use their respective mobile numbers on both sides when logging in.

Carbon Login With Online Portal

The Carbon online portal is an information hub and a means to contact customer service. However, it does not support account login.

Carbon Login With Website

The Carbon website provides a convenient way to access information on the app, including the latest updates and offers. Although logging in is impossible through the website, it is a valuable resource for users.


How do you apply for a loan from Paylater?

To apply for a loan from Paylater, download the app, register your details, choose your desired loan amount and duration, and submit your application. A loan decision is provided within seconds, and if approved, your account is credited within 5 minutes.

Which loan app gives 50000 instantly?

Carbon loan app allows users to receive up to fifty thousand naira instantly. This platform is designed to offer personal loans to address urgent needs such as bills and school fees.

How to apply for a loan in the Carbon loan app?

Download the Carbon app, sign in or sign up, complete the registration/application forms with valid information, click “apply for a loan,” and specify the desired loan amount.

How do I open a Carbon account?

Download the Carbon app from the Google Play Store or App Store, register by providing the necessary details, and start using the banking services Carbon offers.

How do I activate PayLater?

Eligible users can activate PayLater in-app or through the Grab app by tapping on ‘Finance’ and selecting ‘Pay Later.’ Follow the prompts and link it with a card.

How much can I borrow from Carbon for the first time?

New customers may be eligible for loans ranging from ₦30,000 to ₦600,000, depending on meeting specific criteria.

Which app can borrow me 200k in Nigeria?

The Branch loan app is one of the platforms that can provide loans up to 200k in Nigeria without requiring collateral.

Does Carbon give instant loans?

Carbon offers instant loans with a simple application process, no guarantors, collaterals, or lengthy forms. Funds are deposited into the Carbon account instantly upon approval.

Does Carbon have a dollar card?

Yes, Carbon offers a virtual card, known as the Getcarbon virtual card, allowing users to make and receive international payments in dollars while residing in Nigeria. This feature ensures the safety of funds during instant transactions.

Is Carbon loan app real?

Carbon is a legitimate loan financing app in Nigeria that allows customers to buy necessary items and pay installments over 3 – 6 months.

What is the USSD code for Paylater?

The USSD code for accessing Paylater loan services is *1303#, enabling users to navigate loan options directly from their mobile devices.

How do I transfer money from my Carbon account?

To transfer money from your Carbon account, log in, select ‘Send money,’ add a new recipient by entering their bank account details, select the bank name, enter the amount, continue to ‘Securely Pay,’ and confirm the payment by inputting your Carbon pin.

Does Carbon loan ask for BVN?

Yes, Carbon loan requires your BVN (Bank Verification Number) during the account registration process. This ensures the security and authenticity of the registration, confirming that the individual creating the account is the rightful owner. The BVN is a crucial identification element that enhances the overall security of the Carbon platform, providing a reliable means to verify user identity and prevent unauthorized access.

How long does Carbon loan take?

The disbursement of funds with Carbon is typically swift, often occurring within 24 hours or less after accepting the loan offer. This quick turnaround ensures that users have timely access to the requested funds.

How to apply for a loan in Carbon loan app?

To apply for a loan on the Carbon app, download it from your preferred app store, sign in or sign up, complete the application form with valid information, and click on “apply for loan.” Specify the desired loan amount to initiate the application process.

Can Carbon borrow me money?

Carbon facilitates the loan application process online. Start by filling out the form and providing necessary documents like National ID, bank statements, and a passport photograph. Once reviewed and approved, the money is promptly deposited into your bank account.

What is Carbon account number?

The Carbon account number is a unique identifier Carbon uses to recognize customers for transactions. It serves as the customer’s identity number with Carbon.

Which bank is Carbon under?

Carbon Finance and Investment Limited, the company behind Carbon, operates under the regulatory oversight of the Central Bank of Nigeria.


Carbon offers multiple avenues for users to log into their accounts, providing flexibility based on user preferences and convenience. Whether through the mobile app, website, or online portal, users can access their financial information and engage in various transactions seamlessly. This comprehensive guide aims to empower Carbon users with the knowledge they need to navigate the login process effortlessly, ensuring a smooth and secure user experience.

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