Business and Finance

How To Make Money On Chipper Cash In Various Ways

In recent years, mobile money services have gained significant traction across Africa, revolutionizing the way people send and receive money. Chipper Cash, a prominent player in this arena, not only facilitates seamless cross-border money transfers but also offers multiple avenues for users to earn money. This article delves into the various methods through which individuals can capitalize on Chipper Cash’s features to generate income.

Chipper Cash has emerged as a game-changer in the realm of mobile money transfers in Africa. This platform enables swift, secure, and hassle-free money transfers without the need for a traditional bank account. Available for both Android and iOS devices, the Chipper Cash app has garnered a reputation for its user-friendly interface and diverse functionalities.

How To Make Money On Chipper Cash In Various Ways

Below are several ways one can make cool money, through chipper Cash app;

Leveraging the Referral Program

Referral programs have become increasingly prevalent in businesses and mobile money ecosystems like Chipper Cash. By inviting friends to join the platform, users can not only share the benefits but also earn money in the process. Chipper Cash’s referral program offers a straightforward method to achieve this. Users can access their unique referral link through the “Earn” section of the app and share it via social media, email, or messaging apps. When a friend signs up using the referral link and completes their first transaction, the user receives a referral incentive. These rewards, which vary by country, can range from $1 to $10.

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Moreover, this mutual benefit extends to the referred friend as well. Upon joining Chipper Cash, the new user also receives a welcome bonus, further enhancing the appeal of the platform.

Exploring Cryptocurrency Opportunities

Chipper Cash presents users with the option to buy and sell cryptocurrencies, such as Bitcoin and Ethereum. Engaging in crypto arbitrage involves purchasing cryptocurrencies when their prices are low and selling them when prices surge. However, it is crucial to bear in mind the inherent volatility of cryptocurrency markets. Engaging in these activities should only involve funds that users can afford to lose.

Becoming a Local Agent

Individuals with physical stores or existing businesses have the opportunity to become Chipper Cash agents. As agents, they provide mobile money services to their local communities, including tasks like cashing out money, buying airtime, and settling bills. For every transaction conducted, agents earn a commission. This avenue proves especially lucrative for those who already possess a business infrastructure, allowing them to augment their earnings.

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Earning Cashback on Airtime Purchases

Chipper Cash’s value proposition extends beyond monetary transfers and encompasses cashback rewards on airtime purchases. This feature not only enhances user savings but also offers a unique avenue for generating income. To avail of cashback rewards, users need to purchase airtime within the app. Chipper Cash collaborates with mobile network carriers globally to provide these incentives, typically as a percentage of the purchased airtime. The cashback earned can be used for various platform services, withdrawn to bank accounts or mobile wallets, thus providing users with an innovative means of earning while saving on mobile bills.

Facilitating Transactions for Products and Services

Entrepreneurs and freelancers can leverage Chipper Cash to receive payments for their products and services. Freelancers, for instance, can streamline their payment processes by utilizing the platform to collect client payments. Similarly, online vendors can integrate Chipper Cash as a payment option, thus enabling cross-border transactions with ease.

Embracing Stock Investments

One of Chipper Cash’s standout features is its provision for users to invest in stocks. Through this feature, individuals can buy shares from renowned global companies like Google, Amazon, and Apple. To initiate stock investments, users need to download the app, create an account, and access the “Invest” section. There, they can explore available stock options and purchase shares using their Chipper Cash funds.

Investing in stocks introduces the potential for long-term growth and income, where users can capitalize on rising stock prices and dividend payouts. However, the inherent risks of investing should be well understood before venturing into this realm.


How does Chipper Cash make profit?

Chipper Cash generates revenue primarily through foreign-exchange fees, crypto brokerage commissions, interchange fees, and payment fees. These sources of income are derived from various financial transactions conducted on their platform, such as stock and cryptocurrency trades, currency conversions, and electronic payments. By providing these services to users, Chipper Cash is able to generate a sustainable revenue stream while offering convenient and accessible financial solutions.

How do you make money from the Chipper Cash App?

To earn money through the Chipper Cash App, you can participate in their referral program. Open to anyone with a verified account, the program involves sharing your unique referral link. When someone signs up using your link and completes certain actions, you receive a reward. This incentivizes users to spread the word about the app. While the referral program is a popular way to make money on the platform, it’s worth noting that Chipper Cash may have other methods for users to earn as well, beyond the referral program.

Can Chipper Cash convert dollars to Naira? 

Yes, Chipper Cash can facilitate the conversion of dollars to Naira. Following the CBN policy on remittances into Nigeria, cross-border transfers are received in USD in your Chipper account. Although the funds are initially in USD, they can be withdrawn and converted to Naira. This can be done by cashing out the USD funds directly to a Naira bank account or a Nigerian USD Domiciliary account, allowing users to access their funds in the local currency.

How do I sell on Chipper Cash?

To sell on Chipper Cash, navigate to the “Invest” tab and read the disclaimer thoroughly. Once understood, click “I Understand, Continue.” Then, choose “Sell” for the cryptocurrency you wish to sell. Input the desired amount for the transaction and confirm it. This process allows you to sell cryptocurrencies through the platform with ease and security.

Is my BVN safe with Chipper Cash? 

Yes, your BVN (Bank Verification Number) is safe with Chipper Cash. The platform requires your BVN as mandated by the Central Bank of Nigeria (CBN) to verify your identity and enhance protection against identity theft. Chipper Cash uses this information in compliance with regulatory guidelines to ensure the security of your personal data. Your BVN is treated with the necessary privacy and security measures, aligning with industry standards and legal requirements to safeguard your sensitive information.


Chipper Cash has emerged as a beacon of financial empowerment in Africa’s mobile money landscape. By providing diverse opportunities to earn money, the platform caters to a wide array of users. From its referral program and cryptocurrency ventures to stock investments and cashback rewards, Chipper Cash fosters an environment where users can bolster their income streams while embracing the convenience of mobile money services. With its commitment to innovation and accessibility, Chipper Cash continues to shape the way individuals engage with their finances across the continent.

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