If you intend to open a Wema Bank account online or without visiting a branch, this article provides a comprehensive guide for hassle-free account creation. Whether you prefer the convenience of using your device for USSD transactions or desire a branch-free account opening process, this guide addresses your queries. The article covers essential steps and options, ensuring a seamless experience for those seeking to initiate Wema Bank account services through digital channels.
Requirement Needed To Open Wema Bank account Online
- A Valid means of identification
- Phone Number
- Email Address
- Bank Verfication Number (BVN)
- Next Of Kin Information
- Contact Address
- Inernet Connection
- Smart Phone or Computer
How to open Wema Bank account Online
Opening a Wema Bank account online is a easy and user-friendly process, providing convenience for individuals seeking to manage their finances from the comfort of their homes. To initiate the account creation, follow these steps:
Visit the Wema Bank Website
Navigate to the official Wema Bank login portal by entering https://online.alat.ng/ in your web browser.
Click on “Sign Up”
On the login portal, locate and click the “Sign up” button to commence the account opening procedure.
Provide basic Information
Upon clicking the sign up button, you would be required to choose your country of residence, input you mobile number and your email address, once you are done click the proceed button
The next step is to link your BVN, this is needed in order to verify your identity, you would be also required to take a clear photo of your face.
Upload Identification Documents
Attach scanned copies of your valid means of identification, such as a National ID Card, International Passport, Driver’s License, or Voter ID Card.
Submit Your Application
Once the form is filled, and documents are uploaded, submit your application through the designated button.
Wait for Activation
A Wema Bank representative will review your application. You will be notified once your account is activated, signaling that you can proceed to deposit funds and begin using your account for various banking needs.
You can also open a wema bank account, via the mobile application, all you need to do is to head straight to Google or Apple store and download “ALAT by Wema”, after installation, launch the app and click on “Get Started”, the registration process is same to that of the web version, as explained above.
Alat by Wema USSD codes
Wema Bank’s *945# USSD code is a versatile and accessible tool that allows users to conduct various banking transactions seamlessly on a daily, weekly, and monthly basis. This service extends beyond traditional banking, enabling users to subscribe to MTN, Airtel, Glo, or 9Mobile, purchase airtime and data, buy online tickets, block cards, and transfer funds to any bank of their choice.
Key USSD Codes for Wema Bank Services:
|Buy Airtime||*945*phone Number*amount#|
|Transfer Money||*945*person’s account number*amount#|
|Quick Loan Code||*945*65#|
|Get Account Number||*945*000#|
|Change Account Number||*945*2*old account number*new account number#|
To activate the Wema Bank USSD code and set a PIN, users can follow these steps:
- Dial *945# on their registered mobile number.
- Enter the account number for the desired transfer.
- Complete the registration process, providing necessary details such as date of birth.
- Set a secure PIN for transaction purposes.
In case of a forgotten or lost PIN, users can reset it by dialing *945* on their phone keypad, selecting option “2” for PIN reset or change. After entering the current PIN, users can set a new one for secure transactions.
Checking Balance and Transfers
Users can conveniently check their account balance by dialing *945*0#. For transfers to other banks, simply dial *945*the recipient’s account number*amount#.
How can I open an account with Alat?
Opening an account with Alat is a straightforward process that you can complete using your smartphone. Firstly, download the Alat app from Google Play for Android or the iOS App Store for iPhone. If you’re a Wema Bank account holder, sign up on Alat and follow the prompts. For non-Wema Bank customers, simply follow the on-screen prompts to sign up on Alat. The app’s user-friendly interface makes it easy to navigate through the account creation process, providing a seamless experience for users.
How do I register for Wema online banking?
To register for Wema online banking, visit the Wema Online Login Page and click on ‘Register.’ Follow the provided instructions to initiate the registration process. You can also request a token online, which you can either pick up at your preferred branch or have it delivered to a location of your choice. This digital approach enhances convenience for users, eliminating the need for physical branch visits.
Can I open Wema Bank with my phone?
Absolutely. ALAT by WEMA Bank offers a fully digital banking experience, allowing you to open an account easily from your phone. Download the ALAT app from the Apple App Store or Google Play Store, then sign up or open an account using your Bank Verification Number (BVN) and a valid phone number. This innovative approach provides accessibility and efficiency, catering to users’ banking needs directly from their mobile devices.
Which bank account can I open online without BVN?
Open a bank account online in minutes from your comfort zone without BVN, withdraw from any ATM, and get real-time notifications after every transaction. ALAT, being the first fully digital bank, enables any individuals to open a bank account online in just 5 minutes from their mobile device using ALAT mobile banking app.
Can I open a bank account online without going to the bank?
Yes, it is possible to open a bank account online without visiting a physical branch. Online banks or digital accounts allow you to manage your finances through the bank’s website and mobile app. The entire account opening process, including documentation and verification, can be completed online. This convenience is particularly beneficial for those who prefer a digital approach to banking, offering ease of use and accessibility without the need for in-person visits.