Business and Finance

Branch Loan App Login With Phone Number, Email, Online Portal, Website

Branch stands out as a reliable platform offering quick and accessible loans. Suppose you’re wondering how to navigate the Branch Loan App login process seamlessly. In that case, this comprehensive guide will walk you through the steps, covering login methods using phone numbers, email addresses, online portals, and the website.

Branch Loan App Login With Phone Number

Step 1: Download The Branch Mobile App

Download the Branch Loan App from your app store (Android or Apple store) to initiate the process. Search for “Branch Loan App” and install the official app.

Step 2: Tap “Login” Button

After installation, open the app and tap the “Login” button. This step assumes you are an existing Branch customer. If you need help, follow the provided link for instructions on opening a Branch account.

Step 3: Enter Your Correct Phone Number

Upon tapping “Login,” enter the correct phone number associated with your Branch account. This ensures the one-time password (OTP) is sent to the right device.

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Step 4: Paste The OTP In The Provided Space

A one-time password (OTP) will be sent via text message. Enter this OTP in the provided space promptly. Ensure your phone can receive text messages and has enough balance, as some carriers may charge for the message.

Step 5: Entry

Upon entering the OTP, you will be automatically logged in, granting you access to your Branch account for transactions.

Branch Loan App Login With Email Address

Step 1: Go To The Branch App

Open the Branch app and click on “Log in.”

Step 2: Choose Email Login

Select the option to log in with your email address. Enter your correct email address.

Step 3: Click Log In

After entering your email address, tap “login” to access your email-associated Branch account immediately.

Note: Branch login with email is not supported directly on the app. For email-related concerns, contact the Branch’s customer service.

Branch Loan App Login With Online Portal

Branch Loan App doesn’t have a login portal; users can only log in via the mobile application using either email or phone number.

Branch Login With Website

Logging in to your Branch account via the website is not possible. The website is a convenient platform for checking app updates, the latest offers, and more. For account access, refer to the app or online portal.


How do I access Branch loan?

To access a Branch loan, follow these simple steps:

  • Download the Branch App: Go to the Google Play store on your Android phone, search for “Branch,” and download the app.
  • Create Your Account: Fill out a brief form in under 30 seconds to create your account. Submit it for a quick review.
  • Apply for the Loan: Once your account is created, apply for the loan that meets your needs through the app.
  • Receive the Loan: If your application is approved, the loan amount will be deposited directly into your account.

Does Branch loan have a USSD code?

To repay your Branch loan using USSD, ensure you have a GTB, Sterling, UBA, or Zenith bank account linked to your Branch account. If not, add a bank account by going to the ‘My Account’ screen, tapping ‘Bank account,’ and selecting ‘Add account.’ From ‘My Loan,’ tap ‘Make a Payment’ to initiate repayment.

Does Branch app have a phone number?

Branch needs to provide customer support through phone numbers or in-person visits. For assistance, send a message via the app anytime, and the support team will help you resolve any issues you may encounter.

How do I check my loan status online?

To check your loan status online, visit the official website of the bank or financial institution associated with your loan. Look for the “check loan status” option on the website. Enter the details you provided in your loan application, such as date of birth, email address, mobile number, etc., to access information about your loan status.

Does Branch give instant loans?

Yes, Branch provides instant loans as part of its mobile financial services. Users can transfer money, pay bills for free, and obtain instant loans through the Branch app, offering a quick and convenient solution to financial needs.

Is Branch loan app legit?

Branch is a legitimate financial services company duly licensed to operate. The company provides loans to users and uses the BVN (Bank Verification Number) as an identity verification tool. It’s important to note that the BVN is an identity number and not a password, ensuring the legitimacy of the user verification process.

How much can I get from Branch loan?

The Branch loan app allows users to access personal cash loans ranging from ₦2,000 to ₦500,000, depending on their financial needs. The loan repayment tenure spans 62 days to 1 year, with monthly interest rates ranging from 1.7% to 22%, contingent on the user’s profile and the borrowed amount.

How long does Branch loan take to approve?

The application process for branch loans aims to be swift, processing all loans within 24 hours. On average, loans are processed in less than 3 hours, and the company is working to further reduce this timeframe to just a few minutes, providing users with a quick and efficient loan approval process.

What will happen if I don’t pay Branch loan?

Failure to make timely payments may result in the Bank’s application of late fees, default interest, or penalties. The Bank can deduct applicable transaction fees from your account(s) concerning the services provided. It is crucial to adhere to the repayment schedule to avoid additional charges.

How do you qualify for a Branch loan?

The eligibility criteria to qualify for a Branch loan are straightforward. Applicants need a phone number or Facebook account, a National ID, and a mobile money account. Additionally, the company may request access to the data on your phone to determine your eligibility, ensuring a simple and accessible application process.

Does branch loan have a USSD code?

Yes, Branch loan does provide a USSD repayment option. To repay your loan using USSD, ensure you have linked a GTB, Sterling, UBA, or Zenith bank account to your Branch account. If not already added, navigate to the ‘My Account’ screen on the app, tap ‘Bank account,’ and then select ‘Add account.’ Proceed to the ‘My Loan’ section and tap the ‘Make a Payment’ button to initiate the repayment process.

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