Business and Finance

MoniePoint Login with Phone Number, Email, Online Portal, Website

MoniePoint offers various login options to ensure a secure and convenient experience when managing your financial transactions. You can access your account through your phone number, email, the online portal, or the website. This extensive range of methods allows you to sign in to your MoniePoint account without stress.

MoniePoint provides an easy and efficient means of accessing a wide range of financial services from your mobile device. These services include money transfers, airtime and data purchases, bill payments, and exploring additional features. MoniePoint ‘s user-friendly interface streamlines your mobile banking experience, making it hassle-free and accessible. In this article, we will walk you through the step-by-step process of using each login option, ensuring you can seamlessly manage your financial affairs with MoniePoint.

MoniePoint  Login with Phone Number

MoniePoint users can only log in using their MoniePoint username and password. Neither the app nor the online portal provides a login option requiring a phone number. The sole situation in which you will be prompted to input your phone number is during the initial sign-up process on MoniePoint. During this sign-up phase, you must complete a brief form, including your Bank Verification Number (BVN), contact address, phone number, and more. This will be the only instance where your phone number is required, and you won’t be asked for it again when logging in unless you forget your password and need to perform a reset or if you are signing up for a new MoniePoint account.

MoniePoint  Login with Email

Moniepoint does not support email-based login; as stated earlier, Users can only log into their respective accounts using their Monipoint username and password. Users would only be required to input their email address when they sign up at first; aside from this, Moniepoint will never ask for an email address anymore since it has been saved onto their system. 

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MoniePoint  Login with Online Portal 

Accessing your MoniePoint account through the MoniePoint portal is a straightforward process. Here are the steps to log in:

  1. Go to the MoniePoint portal by visiting this link:
  2. Enter your MoniePoint username and password in the designated fields on the portal’s login page.
  3. Click the “Login” button to proceed.
  4. If your username and password are accurate, you’ll gain entry to your MoniePoint account through the online portal.
  5. You may be prompted to input a One-Time Password (OTP) sent to your phone number. This additional step is for security purposes, ensuring only authorized users access your account.

The MoniePoint portal offers a convenient way for users to manage their MoniePoint accounts and access various financial services. Logging in via the portal enables you to carry out tasks such as reviewing account statements, monitoring transactions, and efficiently managing your finances. It is a valuable option for MoniePoint users seeking an alternative means to interact with their financial accounts and information.

MoniePoint  Login with Website

You can access your MoniePoint account through the MoniePoint website with a process similar to the online portal. Follow these simple steps:

  1. Open your web browser and visit the MoniePoint website at
  2. You’ll notice a “Sign in” button on the website’s header towards the right-hand side. Click on this button.
  3. You’ll be redirected to the MoniePoint online portal to log in to your account.

By following these steps, you can easily log in to your MoniePoint account using the MoniePoint website, providing a seamless experience for managing your financial activities and services.

SEE ALSO: Opay Login with Phone Number, Email, Online Portal, Website


How can I retrieve my username and password in Moniepoint?

To retrieve your username and password on MoniePoint, follow these steps:

  •  Visit the MoniePoint online platform.
  •  Click on ‘Forgot Password.’
  •  Enter your username and click ‘Next.’
  •  Input the One-Time Password (OTP) sent to your registered phone number.
  •  A password reset link will be sent to your registered email address, allowing you to reset your password and regain access to your account.

Which bank owns Moniepoint?

MoniePoint is owned by TeamApt, a business bank fully licensed by the NDIC (Nigeria Deposit Insurance Corporation) and PCI-DSS certified. TeamApt provides various financial solutions to businesses, including agents and banks, encompassing multi-channel payment, credit, and insurance services.

How do I open a Moniepoint account on my phone?

To open a MoniePoint account on your phone, follow these steps:

  •  Download the MoniePoint app from the Play Store or App Store.
  •  Sign up by providing your email and phone number and verify your phone number with an OTP.
  •  Verify your details and select a username and password.
  •  Once completed, you can start enjoying seamless banking services on the platform.

How much is a Moniepoint card?

The MoniePoint card costs N1,500, which includes N1,000 for the card issuance fee and N500 for logistics. The card will be delivered to your doorstep within 48 hours.

Can I use Moniepoint for personal use?

MoniePoint offers a reliable personal banking experience, enabling users to pay bills, make business transactions, and send money to friends. It’s built on technology that powers trusted POS systems, ensuring secure and successful transfers.

Does Moniepoint have a bank app?

MoniePoint provides a personal banking app that allows users to carry out everyday banking transactions on the go. This app offers features such as easy money transfers, providing a convenient and efficient banking experience.

What is the meaning of Moniepoint?

MoniePoint is a global business payments and banking platform that has gained investment from QED Investors. It serves over 1,500,000 businesses, empowering small and medium-sized businesses (SMBs) by granting them equal access to essential tools for growth and scaling. MoniePoint’s goal is to facilitate and support the dreams of businesses worldwide, making financial services accessible and efficient.

How much are the charges for Moniepoint?

MoniePoint, as a financial service provider, imposes different charges for its various services. For withdrawals between N1 and N20,000 at MoniePoint POS terminals, there is a charge of 0.5% of the transaction amount. Transactions above N20,000 incur a flat rate fee of N100. Additionally, for transfers, there is a flat rate charge of N20. These charges are essential to support the operational costs of the service while maintaining accessibility and affordability for users.

How much are the charges for Moniepoint?

To obtain a MoniePoint POS terminal in Nigeria, one needs to pay N21,500. This fee includes the cost of acquiring the terminal, which is crucial for businesses, particularly small enterprises, that wish to offer their customers cash withdrawal and other financial services. After making the payment, you can expect to receive the MoniePoint POS terminal within 48 hours, allowing businesses to serve their customers’ financial needs efficiently.


MoniePoint demonstrates its strong commitment to user convenience and security by providing a range of login options. Whether you prefer using your phone number, email, online portal, or website, MoniePoint offers diverse methods to ensure a secure and hassle-free experience when handling your financial transactions. This flexibility empowers users to select the login method that aligns with their preferences and requirements, reinforcing MoniePoint’s dedication to making financial management accessible and secure for all.

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