Business and Finance

OPay Login with Phone Number, Email, Online Portal, Website

Opay offers diverse login options to ensure a secure and convenient experience when managing your financial transactions. You can access your account using your phone number, email, the online portal, or the website. This wide range of methods allows you to sign in to your Opay account securely.

Opay provides a simple and efficient way to access a broad spectrum of financial services from your mobile device. These services encompass money transfers, airtime and data purchases, bill payments, and exploring additional features. Opay’s user-friendly interface simplifies your mobile banking experience, making it hassle-free and accessible. In this article, we will guide you through the step-by-step process of using each login option, ensuring you can manage your financial affairs with Opay effortlessly.

Opay Login with Phone Number

Many individuals find it convenient to log in to Opay using their phone number. Here’s a straightforward guide on how to do it:

  1. Visit your app store and locate the “Opay” app. Download and install the application.
  2. After installation, launch the app by tapping on its icon.
  3. Within the app, you’ll encounter various login options. Opt for the one that reads “Opay login with phone number.”
  4. Enter your phone number, which you initially used to create your Opay account. Additionally, provide your Opay PIN for security.
  5. Following inputting your phone number, you will receive a verification code on your phone. Make sure to enter this code into the app accurately.
  6. Once the code is correctly input, you’re all set! You can now begin using Opay to explore its features and services.

This method offers a simple and direct approach to accessing your Opay account.

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Opay Login with Email

At the moment, the Opay app exclusively supports phone number-based login. However, the online portal provides an alternative option to log in using your email. It’s worth noting that Opay may consider introducing an email-based login in the future, which could potentially enhance the user experience.

Opay Login with Online Portal 

Accessing your Opay account through the Opay portal is a straightforward process. Here’s a step-by-step guide:

  1. Navigate to the Opay portal by visiting this link:
  2. In the designated fields, input your registered email address and password on the portal’s login page.
  3. Click the “Login” or “Sign In” button to proceed.
  4. If your email and password are accurate, you will successfully log in to your Opay account via the online portal.

The Opay portal offers an alternative method for users to manage their Opay accounts and access a wide range of financial services. Logging in through the portal lets you easily perform tasks such as reviewing account statements, monitoring transactions, and maintaining flexible control over your finances. This option proves valuable for Opay users seeking an alternative means of interacting with their accounts and financial information.

Opay Login with Website

For the utmost security and ease of access, Opay exclusively offers two authorized methods for logging into your account: the Opay app and the online portal. These are the safest and most convenient means of accessing your account. It’s crucial to note that attempting other unapproved methods can jeopardize the security of your account. Additionally, it’s worth emphasizing that the official Opay website does not provide a login option, so it’s imperative to rely on the app and the online portal for a secure and reliable login experience.

SEE ALSO: Opay Customer Care Phone Number, Whatsapp Number, Email Address and PalmPay Contact Address


How do I log into my OPay account?

To access your OPay account, you can log in using your registered phone number and a One-Time-Password (OTP) sent to your email address. This method is typically for users who have linked their accounts to a phone number during registration. After entering your phone number and OTP, you’ll gain access to your OPay account, allowing you to perform various financial transactions and access services conveniently.

How do I log in to my OPay without my SIM?

If you’ve lost your SIM card and cannot receive OTPs via SMS, accessing your OPay account becomes more challenging. OPay relies on SMS for verification, so without your SIM card, you’ll need to contact OPay customer support to reset your password and regain access to your account.

Where can I find my ID on OPay?

Your OPay merchant ID, a unique 15-digit number, can be found in your OPay Dashboard. After logging in, navigate to the Settings tab and locate it within the Business section.

Can my OPay account be tracked?

Banks and financial institutions can track OPay account transactions, depending on specific circumstances and agreements. OPay is a mobile payment platform that facilitates money transfers, bill payments, and online purchases, and it follows regulatory guidelines like any other financial service.

Can I change my OPay account name?

You can edit your profile information by logging into your OPay account, clicking on your profile icon, selecting “Edit Profile,” and making the necessary changes to your first name and other details. Save the changes to update your profile successfully.

These responses provide concise information for each question, offering guidance on using OPay and addressing potential issues.

How much is the highest money OPay can receive?

As an OPay merchant, you can receive and send up to 5 million Naira daily. There’s no limit on the number of transactions, but this daily cap applies to the total monetary value of transactions. This flexibility enables OPay merchants to handle substantial financial activities while ensuring security and convenience.

How can I unfreeze my OPay account?

If your OPay account is frozen, follow these steps to resolve the issue:

  • Visit the Opay website or open the Opay mobile app.
  • Seek out the customer support or help section within the app or website.
  • Locate the contact information for Opay customer support.
  • Get in touch with Opay customer support through your preferred communication method. Explain your issue to them, and they will guide you through the necessary steps to unfreeze your account.

Promptly contacting customer support is the key to addressing any account-related problems and ensuring you can resume using OPay’s services without interruptions.

How do I access my OPay account without OTP?

If you cannot access your OPay account due to a missing OTP, the best course of action is promptly contacting OPay’s customer support. Explain your situation and request their assistance in regaining access to your account. They have experience dealing with such issues and may have alternative verification methods to confirm your identity securely, allowing you to access your account. Timely communication with OPay’s support team is vital to swiftly resolve this problem and continue using their services without disruptions.


OPay makes it easy and safe for users to manage their finances with various login options. You can access your account using your phone number, email, online portal, or website. This flexibility lets you pick the way you’re most comfortable with, showing OPay’s commitment to making financial tasks simple and secure.

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