Business and Finance

Okash Login With Phone Number, Email, Online Portal, Website

Okash, a financial lending platform, offers users the convenience of accessing their accounts through various methods, including phone number, email, online portal, and website. In this comprehensive guide, we will explore the step-by-step processes for Okash login using these different channels.

Okash Login With Phone Number

Step 1: Download The Okash Mobile App

To initiate the login process with your phone number, start by downloading the Okash mobile app from your respective app store. Whether you’re using an Android or Apple device, search for “Okash” and download the official app.

Step 2: Tap “Login” Button

After successfully installing the Okash application, open it and tap on the “Login” button. Only existing customers can proceed with this step. If you’re a new user, follow the app’s guidelines to create an account.

Step 3: Enter Your Correct Phone Number

Once on the login screen, enter the phone number associated with your Okash account. Ensure the accuracy of each digit to avoid login issues.

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Step 4: Paste The OTP In The Provided Space

Upon tapping the “Login” button, a One Time Password (OTP) will be sent to your registered phone number via text message. Quickly enter the OTP in the provided space.

Step 5: Successful Entry

After entering the OTP, you’ll be automatically logged into your Okash account, where you can start making transactions.

Okash Login With Email Address

As of the current information available, Okash login with an email address is not supported on the Okash app. Users are encouraged to reach Okash’s customer service representative through other means if needed.

Okash Login With Online Portal

If your smartphone is not compatible with the app version, you can access your Okash account through the online portal. The login steps are similar to those with a phone number. Visit the Okash online portal to get started.

Okash Login With Website

It’s important to note that logging in to your Okash account via the website is not possible. The website is primarily designed to provide information about the Okash app, the latest offers, and other details. For account-related actions, users are directed to use the mobile app.

Troubleshooting: What To Do If You Can’t Access Your Okash Account

If you encounter difficulties accessing your Okash account, consider the following checks:

Check Your Phone Number:

Ensure that you are entering the correct phone number associated with your Okash account. Verify each digit to prevent login errors.

Check Your Network Strength:

A strong network connection is essential for receiving the OTP. Make sure you are in an area with a stable network to avoid delays in OTP delivery.

Check The OTP:

Enter the OTP accurately. Mistakes in entering the OTP may lead to access issues. Double-check for correctness.

Account Status:

If the above checks don’t resolve the issue, consider the possibility of your account being suspended. Contact Okash customer service for assistance.


How can I open an OKash account?

To open an OKash account, ensure you meet the eligibility criteria, including having valid bank details, a valid ID card, a BVN number, an Android phone, and falling within the age range of 20-55. Download and complete the OKash application from the app store. Input the required information during the application process to complete the registration.

What is the code to borrow a loan from OKash?

To borrow a loan from OKash, dial the official USSD code *955# from your mobile phone. This code works across various network service providers in Nigeria. Follow the prompts to apply for a loan and complete the process to receive funds directly into your account.

How much can I borrow from OKash for the first time?

For your first loan with OKash, you can borrow amounts ranging from NGN 3,000 to NGN 500,000. The entire loan application process is conducted online, and it is available 24/7. Download the OKash app, fulfill the requirements, and submit your information to access the loan.

Which bank is OKash under?

OKash is presented by Blue Ridge Microfinance Bank Limited and is duly licensed by the Central Bank of Nigeria (CBN). It operates as a convenient personal loan platform for mobile users in Nigeria.

Can I borrow from Opay?

Yes, you can borrow from Opay, also known as Okash. Dial *955# using the phone number associated with your Opay account. Select the “loan” option, follow the prompts, and apply for a loan. The loan amount will be disbursed into your account.

Is OKash and OPay the same?

No, OKash and OPay are not the same. Opera acquired OKash from OPay in December 2018 for $9.5 million. However, in Nigeria, OKash is still operated under the OPay app, leading to some confusion among users.

What will happen if I don’t pay my OKash loan?

If you fail to repay your OKash loan, you will be in default. By the end of the rollover period, if the loan amount and fees remain unpaid, you will be considered in default, which may have consequences on your credit and may involve additional fees.

Is OKash registered with Opay?

OKash is not directly registered with OPay after Opera’s acquisition. To apply for an Opay loan (also known as Okash), download the OKash loan mobile app from the Apple App Store or Google Play. Follow the application procedure to access the loan, meeting the specified eligibility requirements.

Can I get a loan with a bad credit score in Nigeria?

A bad credit rating significantly reduces the likelihood of loan approval in Nigeria. It not only impacts approval but also affects the interest rate, borrowing amount, and access to other forms of credit. Lenders often consider credit history as a key factor in assessing the risk associated with lending to an individual.

What type of loan is easiest to get with bad credit?

Secured loans are easier to obtain with bad credit. These loans require collateral, such as a car, home, or savings account, reducing the lender’s risk. Secured loans generally offer better rates compared to unsecured loans, providing an option for individuals with bad credit to secure financing.

Why can’t I get approved for a loan with bad credit?

If your credit score falls below a lender’s minimum eligibility requirements, your chances of loan approval diminish. Even if approved, individuals with bad credit are likely to face higher interest rates than those with better credit scores, reflecting the increased risk perceived by the lender.

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