Business and Finance

PiggyVest Referral Program: Make Money On PiggyVest Referral Program

Piggyvest is a fintech platform that offers savings and investment opportunities to help users manage and grow their finances. Originally launched as “Piggybank” in 2016, it has expanded its services to include saving, investing, locking funds, and a referral program.

Piggyvest Referral Program

The Piggyvest referral program allows users to earn money by referring others to the platform. When a new user signs up using a referral code, both the referrer and the referred person receive a sign-up bonus of up to N1,000. Without using a referral code, new users won’t receive any bonus.

How To Make Money on PiggyVest Referral Program

The process of making the most of Piggyvest’s referral program begins with a unique referral code that each user is assigned. When a new individual signs up using this referral code, a chain reaction of financial gains is set into motion. Notably, the person referring the new user (referrer) and the new user (referred) both receive a sign-up bonus of up to N1,000 upon successful completion of the necessary sign-up and bonus earning procedures.

Below are step by step guide on how to register on piggyvest, alongside proper guidance on how to use piggy referral code to earn sign up bonus:

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Creating an Account

Begin by visiting the Piggyvest website and selecting the “Create Free Account” option. Fill in all the mandatory details to complete the initial registration.

Mobile Application Integration

Proceed to download the Piggyvest app and continue with the registration process through the application.

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Account Verification

As part of the verification process, link your BVN (Bank Verification Number) to your Piggyvest account. Additionally, set up your bank account details and debit card information.

Deposit Requirements

To qualify for the sign-up bonus, ensure your Flex Naira account contains a minimum balance of N100.

Funding Savings Accounts

To further unlock the bonus, deposit at least N1000 into two separate savings accounts, such as Piggybank and Safelock.

How To Get Your Referral Code

Accessing your Piggyvest referral code is a straightforward process:

  • Log in to your Piggyvest account using the mobile app.
  • On the app’s homepage, locate and click on the “Account” menu situated at the bottom.
  • Within the “Account” section, choose the option labeled “Refer and Earn ₦1,000.00.”
  • You will find your unique referral link. Copy this link to share it with friends, family, and acquaintances.

How To Withdraw Your Piggyvesr Referral Bonus

The withdrawal process for both the referrer and the referred individual is the same. Here’s how you can access your hard-earned bonuses:

  • After successfully completing the requirements for claiming the bonus, your Safelock account will be credited with a N1,000 bonus.
  • The referrer’s Safelock account also receives a N1,000 bonus when the referred person fulfills all the necessary bonus acquisition steps.
  • Once the bonus amount is credited, both the sign-up bonus and referral commission can be withdrawn from the Safelock account.


How do I get my PiggyVest referral bonus?

To receive your PiggyVest referral bonus, ensure your referral becomes a valid user. Referrals must complete certain steps to qualify: Link their BVN (bank verification number) and provide accurate information. This process prevents fraudulent self-referrals. Once your referral meets these requirements, the referral bonus will be credited to your account. Remember that this mechanism is in place to ensure the integrity of the referral system and to reward genuine new users.

Is PiggyVest referral real? 

Yes, the PiggyVest referral program is legitimate. It allows both new and existing customers to benefit. New users who sign up through a referral link and complete the specified steps can receive a 1000 Naira bonus. Existing customers can also participate by referring others using their unique referral code. This program is designed to incentivize users to share PiggyVest’s services and expand their community. It’s a genuine and mutually advantageous initiative aimed at rewarding users for their engagement and referrals.

How to earn 1k on PiggyVest?

 To earn 1,000 Naira on PiggyVest, share your referral link with others. When someone signs up using your link, both you and the new user receive N1000 each. This amount is initially placed in your SafeLock and after 10 days, it’s transferred to your flex account. To ensure validity, the referred user needs to be marked as legitimate. This process prevents misuse of the referral system. The PiggyVest referral program encourages users to introduce others to the platform and rewards them with a bonus after the new user completes the required steps.

Is PiggyVest approved by CBN? 

Yes, PiggyVest is approved by the Central Bank of Nigeria (CBN). The platform operates with strong internet and bank-level security measures and adheres to the Nigeria Data Protection Regulation (NDPR). This approval underscores PiggyVest’s compliance with regulatory standards, ensuring a secure and trustworthy environment for users to manage their finances and investments.

How much is PiggyVest breaking fee?

PiggyVest imposes a 2.5% breaking fee on withdrawals made outside of your designated withdrawal day. While you have the flexibility to withdraw funds at any time, this fee acts as a deterrent against impulsive withdrawals. The intention is to encourage responsible financial behavior by discouraging users from withdrawing funds carelessly and promoting adherence to a structured withdrawal schedule. This approach aims to strike a balance between providing accessibility to funds and fostering financial discipline among PiggyVest users.

What is the lowest Amount to invest in PiggyVest?

The minimum amount you can invest in PiggyVest is ₦1000. With the Safelock feature, you can create multiple accounts, each with a specific time frame you set. The interest is paid upfront, and once the set time elapses, the funds are released automatically for your use. This system offers flexibility and encourages users to start investing with a relatively low minimum amount. It’s a way to empower individuals to save and invest while tailoring their investment periods to their financial goals and needs.

What happens if I don t meet my target on PiggyVest?

You can always choose to withdraw from PiggyVest, even if your target hasn’t been met. However, it’s prudent to achieve your target before withdrawing to retain your earned interest. While the withdrawal option remains accessible, reaching your goal before withdrawing ensures you don’t forfeit the interest you’ve accumulated. This approach maintains flexibility while motivating users to attain their financial aims and enjoy the full benefits of their dedicated efforts.


In essence, Piggyvest’s referral program offers an avenue for users to augment their financial stability without needing to commit capital directly into investments. By adhering to the outlined steps, users can maximize the benefits of the referral system, earning rewards that complement the platform’s core investment services.

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