15 Best App to Send Money to Nigeria from USA

Sending money from the USA to Nigeria has become an essential aspect of international transactions. With various options available, individuals have the flexibility to choose services that align with their preferences and needs. In this comprehensive guide, we will delve into the top 15 apps that facilitate the seamless transfer of funds from the USA to Nigeria in 2023:

15 Best App to Send Money to Nigeria from USA


Sending money to Nigeria from the USA through PayPal remains a popular choice due to its widespread use and recognition as a leading online payment platform. Users can link their bank accounts or credit/debit cards to their PayPal accounts, facilitating easy and quick international money transfers. PayPal transactions are known for their security and efficiency, making it a reliable option for sending funds to Nigeria.

Wise (formerly TransferWise)

Wise, formerly known as TransferWise, stands out as a renowned international money transfer service. It has gained popularity for providing fast and cost-effective transfers. The platform employs a peer-to-peer system that matches transfers in opposite directions, reducing currency conversion costs. With transparent fees and competitive exchange rates, Wise ensures a seamless and economical process for sending money to Nigeria from the USA.


WorldRemit is an online money transfer service that offers diverse options for sending money to Nigeria and other countries worldwide. It provides flexibility with transfer methods, including bank transfers, cash pickups, and mobile money transfers. Users in the USA can easily send funds to Nigeria through the WorldRemit financial app, providing a secure and convenient platform for international money transfers.

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Remitly has gained popularity as a digital remittance service, allowing users in the USA to send money quickly and securely to recipients in Nigeria. It offers two delivery options – bank transfers and cash pickups, providing flexibility for the recipient to choose the preferred method. Remitly is known for its competitive exchange rates, low fees, and reliable customer support, making it a trusted choice for sending money to Nigeria.

Xoom (a PayPal service)

Xoom, a service provided by PayPal, is a digital money transfer platform offering a simple and secure way to send money to Nigeria from the USA. Users can send funds directly to major banks in Nigeria or opt for cash pickups at partner locations. With features like transfer tracking, email and SMS notifications, and quick fund delivery, Xoom provides a reliable and user-friendly option for international money transfers.

Western Union

Western Union, a widely recognized name in international money transfers, offers various methods for sending money to Nigeria from the USA. With an extensive network of agents, an online platform, and a mobile app, Western Union provides flexibility in transfer methods. Users can choose to send funds directly to Nigerian bank accounts or opt for cash pickups at agent locations across Nigeria.


MoneyGram is a well-established and reputable money transfer service that facilitates sending money from the USA to Nigeria. Offering multiple transfer methods, including online transfers, mobile apps, and local agents, MoneyGram ensures recipients in Nigeria can receive funds directly in their bank accounts or as cash pickups from agent locations. Competitive exchange rates and reliable service contribute to its popularity.

Ria Money Transfer

Ria Money Transfer is a global remittance company providing secure and affordable money transfers to Nigeria. Users in the USA can send money to Nigerian bank accounts or arrange for cash pickups at Ria agent locations. With competitive exchange rates, low fees, and a user-friendly platform, Ria ensures a smooth and convenient transfer experience for both senders and recipients.


Azimo specializes in online money transfers to Nigeria and other countries, offering fast and low-cost transfers. Users can send funds directly to Nigerian bank accounts or opt for cash pickups at partner locations. With a user-friendly website and mobile app, Azimo focuses on providing affordable and reliable money transfer services to Nigeria.


Flutterwave, a Nigerian fintech company, provides a secure and efficient platform for sending money to Nigeria from the USA. By partnering with major banks and mobile money operators in Nigeria, Flutterwave ensures seamless transfers. Recipients can receive funds in their Nigerian bank accounts or mobile wallets, showcasing Flutterwave’s commitment to innovative solutions in cross-border payments.


Payoneer, a global payment platform, simplifies international money transfers for individuals and businesses. Users can transfer funds directly to Nigerian bank accounts or Payoneer accounts held by recipients. Known for fast and secure transactions with competitive exchange rates, Payoneer is a trusted platform for simplifying cross-border financial transactions.


Venmo, initially known for peer-to-peer payments within the United States, has expanded to support international money transfers, including sending money to Nigeria. While primarily focusing on domestic transactions, Venmo has become one of the notable apps for users looking to send funds to Nigeria from the USA.

Cash App

Cash App, a widely used peer-to-peer payment app, has integrated features for international money transfers. Users can send and receive money within the United States and now extend their transactions to include sending funds to Nigeria. With its user-friendly interface, Cash App offers a convenient solution for individuals looking to transfer money internationally.


Quickteller, a Nigerian online payment platform, facilitates various financial services, including money transfers. While primarily designed for domestic transactions within Nigeria, Quickteller may not provide specific options for sending money from the USA to Nigeria. Its services cater to local transactions and may not be suitable for international transfers.

Carbon (formerly Paylater)

Carbon, formerly known as Paylater, is a Nigerian fintech company offering digital financial services. While Carbon provides solutions for local transfers within Nigeria, it may not offer direct options for sending money from the USA to Nigeria. Its services primarily focus on domestic financial transactions, making it less suitable for international remittances.


Which app is best to send money from USA to Nigeria?

WorldRemit is a reliable option for sending money to Nigeria, offering flexibility through various transfer methods. Users can send funds conveniently via the WorldRemit website or the mobile app available on the Google Play Store and App Store.

What is the app used to receive dollars in Nigeria?

Pay4Me App serves as a cross-border payment solution, enabling Nigerians to receive funds from loved ones abroad. With features such as Swap, USD/CAD/EUR wallets, and Rewards, Pay4Me simplifies and enhances the experience of sending and receiving money internationally.

Can OPay receive money from the USA?

Yes, the partnership between OPay and WorldRemit facilitates a fast, easy, and affordable way for Nigerians to receive money from over 50 countries, including the United States, United Kingdom, and Canada, directly into their mobile phones.

How to send money from USA to Nigeria easily?

Western Union provides a straightforward method for sending money to Nigeria from the USA. Choose between in-app, in-person, or online money transfers, and complete the transaction conveniently with options to pay by cash or card.


Individuals looking to send money from the USA to Nigeria have a variety of options to choose from, each with its unique features and advantages. Whether relying on global giants like PayPal and Western Union or opting for innovative fintech solutions like Flutterwave and Azimo, users can select the app that best aligns with their preferences and requirements for seamless and secure money transfers.

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