Opay, with its user-friendly mobile app, has simplified financial transactions, making it easy for customers to send money, purchase airtime, and data, and conduct various banking activities. Nevertheless, one hallmark of convenience for many banking institutions is the USSD code, which streamlines transactions without the need for an internet connection or smartphone. You might wonder if Opay offers such a feature, and indeed it does.
One of the most attractive aspects of Opay’s USSD service is its accessibility. You don’t need a smartphone or an internet connection; a basic mobile phone will suffice. This inclusion of the USSD code option aligns with Opay’s commitment to serving a wide range of customers, ensuring that everyone can benefit from its convenient services.
In this comprehensive guide, we will unveil all the Opay USSD codes, encompassing those for transfers, airtime purchases, data, and much more.
What is Opay USSD Code?
The Opay USSD code, *955#, is a specialized tool designed to empower customers with seamless access to a wide array of financial transactions. These transactions encompass money transfers, airtime and data purchases, cash withdrawals, funding of betting accounts, and more. This USSD service was introduced as an extension of Opay’s fintech offerings, with a specific aim: to cater to the needs of Nigerians who may not have consistent access to the internet.
To tap into the convenience of this USSD code, it’s imperative that you’ve already created an Opay account. Furthermore, it’s essential to ensure that you dial the code from the phone number, SIM card, or mobile line associated with your Opay account. This verification step guarantees security and proper linkage to your Opay profile.
A noteworthy aspect of the Opay USSD code is its compatibility with specific network providers. As of the time of writing, you can utilize the USSD code on Airtel, MTN, and 9mobile networks, but it is not currently supported on the Glo network. Therefore, it’s important to check your network provider before attempting to use the USSD code to ensure a seamless experience.
Now, let’s delve into how you can harness the capabilities of the Opay USSD code. With just a few simple steps, you can navigate through various financial activities. Whether you need to send money to a friend, top up your phone’s airtime or data, etc., the USSD code provides a straightforward and efficient solution.
How To Use Opay USSD Code To Send Money
Transferring money through Opay using the USSD code offers a quick and convenient way to send funds to other Opay users or external bank accounts within Nigeria. Here’s a step-by-step guide on how to perform these transactions effortlessly:
Transferring Money to Another Opay Account:
- Open your phone’s dialer app.
- Dial 9551AmountRecipient’s Opay Phone Number#, where “Amount” represents the sum you want to transfer, and “Recipient’s Opay Phone Number” is the phone number linked to the recipient’s Opay account.
- After inputting the required information, you’ll be prompted to enter your Opay PIN as a security measure.
- Once you’ve entered your PIN, the transaction will be authorized, and the money will be sent to the recipient’s Opay account.
Transferring Money to Other Nigerian Banks:
Similarly, open your phone’s dialer app.
- Dial *955*2*Amount*Recipient’s Account Number#, with “Amount” being the sum you wish to transfer, and “Recipient’s Account Number” being the account number of the recipient’s bank account.
- Following this, you’ll be asked to select the recipient’s bank from a list of available banks.
- After selecting the appropriate bank, you’ll need to enter your Opay PIN to authorize the transfer.
- Confirm the transaction details, and the money will be successfully transferred to the recipient’s bank account.
How To Use Opay USSD Code To Send Airtime
To purchase airtime for yourself from Opay using the USSD code, dial 9553Amount#. Alternatively, if you want to buy airtime for another phone number, use the code 9553Amount*Recipient’s Phone Number# and enter your Opay PIN for authorization.
Here’s a quick guide on how to buy airtime on Opay using USSD:
- Dial *955# on your mobile phone.
- Select the “Airtime” option from the menu.
- Enter the phone number you wish to recharge.
- Specify the amount of airtime you want to purchase.
- Finally, input your Opay PIN to confirm and complete the payment.
This straightforward process ensures that Opay users can quickly and conveniently top up their mobile phone balances whenever needed, whether it’s for personal use or to help out friends and family. Opay’s USSD code for airtime purchases streamlines the transaction, offering a hassle-free way to stay connected and make payments on the go.
How To Use Opay USSD Code To Send Data
To purchase data from Opay using the USSD code, simply dial 9554*Phone Number# and follow the prompts to complete the transaction. After dialing the code, you’ll be presented with options to choose the amount of data you want to buy, and you’ll need to enter your Opay PIN for authentication.
Here’s a simplified step-by-step guide on how to buy data on Opay using USSD:
- Dial *955# on your mobile phone.
- Select the “Data” option from the menu.
- Enter the phone number for which you want to recharge data.
- Choose the specific data amount or package you wish to purchase.
- Finally, input your Opay PIN to confirm the transaction and make the payment.
How do I transfer data from OPay app?
To transfer data from the Opay app, follow these simple steps:
- Open the Opay app on your phone and log in.
- Navigate to the dashboard and locate the “Data” option.
- Enter the phone number for which you want to purchase data.
- Select the relevant network provider (e.g., MTN, Airtel, Glo).
- Choose the specific data amount or package you wish to buy.
- Confirm the transaction by entering your Opay PIN.
- Once authorized, the data will be successfully transferred to the specified phone number.
How do I transfer money from OPay to bank using USSD code?
To transfer money from your Opay account to a local bank using USSD code, simply dial *955# on your mobile phone. This USSD code allows you to perform various financial transactions, including sending money from one Opay account to another, transferring funds to local bank accounts, buying airtime, checking your account balance, and making withdrawals. Follow the on-screen prompts to select the specific transaction you want to initiate, enter the necessary details, and confirm the transfer. It’s a quick and convenient way to manage your finances with Opay’s USSD service.
Can you borrow money from OPay?
Yes, you can borrow money on Opay using a USSD code. To access loans via Opay’s USSD service, follow these steps:
- Dial *955# from the phone number associated with your Opay account.
- Select the “loans” option from the menu.
- Follow the on-screen prompts to provide any required information or details.
How do I recharge airtime from my OPay account?
Recharging airtime from your Opay account through USSD is a straightforward process. Here’s how:
- Dial *955# on your mobile phone.
- From the menu that appears, select the “Airtime” option.
- Enter the specific amount of airtime you wish to purchase.
- Input the phone number that you want to recharge.
- Finally, for security, enter your Opay PIN.
Upon completing these steps, the airtime will be successfully credited to the chosen phone number, ensuring you can stay connected and make calls or use data without interruption. Opay’s USSD service simplifies the airtime purchase process for your convenience.
What is KYC in OPay?
In OPay, KYC stands for “Know Your Customer.” It serves as a crucial component of the user onboarding process, allowing OPay to gain a deeper understanding of its app users. The KYC procedure involves verifying the identity of users, which, in turn, enables them to access various levels of transactions within the OPay platform. KYC helps OPay enhance security, mitigate fraud, and comply with regulatory requirements by ensuring that the individuals using their services are properly identified and authenticated, ultimately creating a safer and more trustworthy environment for financial transactions and other activities.
Opay’s USSD code serves as a valuable tool for customers who prefer traditional mobile phones or have limited access to the internet. With its array of functionalities, including transfers, airtime purchases, bill payments, and more, Opay ensures that financial transactions are accessible to all. So, whether you’re tech-savvy or just getting started, Opay’s USSD codes have you covered, making financial management a stress-free experience.