Business and Finance

Kuda Bank Login with Phone Number, Email, Online Portal, Website

Kuda Bank offers a variety of login options to ensure a secure and convenient experience when handling your financial transactions. You can access your account using your phone number, email, the online portal, or the website. This wide range of methods ensures you can securely log in to your Kuda Bank account without hassle.

Kuda Bank makes accessing a wide range of financial services easy and efficient from your mobile device. These services include money transfers, purchasing airtime and data, making bill payments, and exploring additional features. The user-friendly interface of Kuda Bank simplifies your mobile banking experience, making it hassle-free and easily accessible. In this article, we will guide you through the step-by-step process of using each login option so you can smoothly manage your financial affairs with Kuda Bank.

Kuda Bank Login with Phone Number

Kuda Bank users can only log in using their email address, and there is nowhere in the app or the online portal where you would be required to log in with your phone number. The only instance where one would be asked to input their phone number is when they sign up for the first time on Kuda, where they would be asked to fill in a small form that contains the following: Bank Verification Number (BVN), Contact address, phone number, e.t.c. and this would be last time they will ever ask or required to input your phone number, so beware of fraud.

Kuda Bank Login with Email

As mentioned, Kuda Bank users can log in using their email address. To successfully log in to the Kuda Bank app, follow the steps below:

Sponsored Links
  1. If you don’t have the Kuda Bank app, you can download it from the Google Play Store and Apple Store.
  2. After installing the Kuda Bank app, launch it.
  3. Click the “Sign In” or “Log In” option.
  4. In the provided empty fields, enter your email address in the first field and your password in the last field.
  5. Click on “Sign In.”
  6. After signing in, you will be prompted to create a six-digit passcode, which will be necessary for authenticating logins and transactions.

Please note that once you sign out of your Kuda Bank account on the app, you won’t be able to use the same passcode again. When you sign in again, you must create a new passcode.

Kuda Bank Login with Online Portal 

To log in to your Kuda Bank account via the Kuda Bank portal, follow these straightforward steps:

  1. Go to the Kuda Bank portal by visiting this link:
  2. On the portal’s login page, input your registered email address and password into the designated fields.
  3. Click the “Login” or “Sign In” button to proceed with the login process.

You can access your Kuda Bank account through the online portal if your email and password are correct.

The Kuda Bank portal offers an alternative method for users to manage their Kuda Bank accounts and access a range of financial services. Logging in through the portal allows you to conveniently perform tasks such as checking account statements, monitoring transactions, and efficiently managing your finances. It serves as a valuable option for Kuda Bank users.

Kuda Bank Login with Website

You can log in through the Kuda Bank website, and this login isn’t anything different from the online portal’s own, as we’ve just discussed; all you need to do is to access the Kuda Bank website, if you glance closely at your screen, you should see a button on the right-hand side of the website’s header, which says “Sign in.” Clicking on this will redirect you to the Kuda online portal, where you can log in.

SEE ALSO: MoniePoint Login with Phone Number, Email, Online Portal, Website


Can I log in to my Kuda online?

To log in to your Kuda account online, visit the Kuda Bank website and click the “Sign In” button. Then, enter the email address associated with your Kuda account. If you don’t have a Kuda account, you can download the app to open one quickly.

Can I log in to my Kuda account on another device?

When signing in to your Kuda account on a new device, the account enters Safety Mode for 24 hours to enhance security. This precaution helps safeguard your funds if someone other than you tries to access your account.

How do I block my Kuda account from another phone?

If you need to block your Kuda account, open the Kuda app, tap on “More,” go to “Account Details,” and select “Block Account.” This action will help protect your account from unauthorized access.

Which bank owns Kuda?

Kuda, also known as Kuda Technologies, is a fintech company that Babs Ogundeyi and Musty Mustapha founded in 2019. It operates in Nigeria and the UK and is licensed as a digital bank by the Central Bank of Nigeria (CBN).

Can I use Kuda without ID verification?

To use Kuda, you must provide your Bank Verification Number (BVN) and a valid government-issued ID, such as a driver’s license, voter’s card, national ID card, or NIN slip. This ensures identity verification and prevents fraudulent use of Kuda accounts.

How do I unlock my Kuda bank account?

If your Kuda account is locked, follow specific instructions provided by Kuda, which may include calling or sending an email. They will guide you through the process, understand why your account was blocked, and inform you of the necessary steps to unblock it. Be sure to follow their guidance to regain access to your account.

How long does it take Kuda to verify a new account?

Kuda Bank’s verification process can take up to 72 hours for a response. Your identification document may delay the verification process if it has significant wear and tear. During this period, the bank ensures that the provided information aligns with its security and compliance standards before granting full access to your account.

Does Kuda loan money?

Yes, Kuda offers personal loans deposited directly into your account. You agree to repay the loan and interest in fixed monthly instalments as agreed upon during the loan application process. Kuda provides loans of up to ₦200,000 to eligible applicants.

Does Kuda have a WhatsApp number?

Kuda does not have a public WhatsApp number for customer support. While they may use WhatsApp for sending overdraft repayment reminders, it’s important to note that it’s not a primary channel for customer support inquiries. Customers should use the designated customer support channels provided by Kuda for assistance.


Kuda Bank cares about making things easy and safe for its users. They give you lots of ways to log in, like using your phone number, email, the online portal, or their website. You can pick the best way for you, which shows how much they want to make your financial tasks simple and secure.

Leave a Reply

Your email address will not be published. Required fields are marked *

Back to top button